Top Lenders Compete With Personal Loan Offers

You Deserve a competitive Low-Rate Personal Loan

Simple Application
Take a 1-minute survey to get loan options

Compare Rates
See what program is right for your situation

Fast Funding
Direct deposit to your bank as soon as 24-48 hrs.

Getting started is easy

Apply Online

Apply online through our secure form.  We use end-to-end encryption to keep your data safe and protect your privacy.

Review Your Options

A specialists reviews your options to personalize your loan to fit your specific financial situation.

Receive Your Money

Quick and hassle free funds are deposited in as little as 24-72 hours directly into your bank account.

Get My Rate

Frequently Asked Questions

What are the benefits of a personal loan?

What are the basic loan requirements?

Are there any fees?

What are the repayment terms and APR?

When do I repay the loan?

Is my personal info protected?

Are personal loans bad?

Which personal loan is easiest to get?

Where to get a personal easily?

Which personal loan is best?

What are personal loan interest rates?

Will a personal loan affect my credit score?

When is a good time to get a personal loan?

Can a personal loan be paid off early?

How much can I borrow with a personal loan?

There's no better time to take control of your financial future. Let Credit 1 Finance help you get back on track.

This website, www.credit1finance.com is owned and operated by Cr1f Group, LLC. doing business as ("Credit 1 Finance"). Credit 1 Finance is a licensed lender in Michigan, Utah, and Wisconsin. Credit 1 Finance provides consumers a referral service for unsecured, installment loans to unaffiliated Participating Lenders through a third-party lending network. Credit 1 Finance is not responsible for or endorse any Participating Lender. If you obtain a loan through Credit 1 Finance’s due to our marketing and referral services, the Participating Lender will pay us a fee. When you apply for a loan, you are consenting to us sharing your information including your credit history with our affiliates and Participating Lenders. To check rates and loans offers, we and/or our Participating Lenders will perform a soft credit inquiry that will not impact your credit score. A hard credit inquiry which may impact your credit score will be performed by the lender prior to funding a loan. Loans are not available in all states. All calls are recorded for training and quality assurance. 

‍Important Loan Information:  Loan amounts and loan terms may vary by lender depending upon borrower creditworthiness, verification of credit, and other criteria. Generally, only consumers with excellent credit will qualify for the lowest interest rates and the highest loan amounts. Loan amounts range from $10,000 to $100,000, loan terms range from 24–60 months, and interest rates range from 7.99% to 34.5% with an annual percentage rate between 10.18% and 37.36%. Participating Lenders may charge a loan origination fee up to 5% of the amount financed. Loans do not have pre-payment penalties.

‍IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT: To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: when you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

Credit 1 Finance
5000 Birch St., Suite 100B
Newport Beach, CA 92660
Phone: 1-855-461-1798
Email: support@credit1finance.com

© Copyright 2023 Credit 1 Finance | All rights reserved.‍