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Credit 1 Finance

Secure your financial future

There's no better time to take control of your financial future. Let Credit 1 Finance help you get back on track.

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You're more than just your credit score.

At Credit 1, you are number one. We work hard to provide personal loans for every budget, to help you build the financial future you thought was never possible.

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Why choose
Credit 1 Finance?

Deep Industry Knowledge
Our founders have been in the finance industry for decades. They've spent years cultivating relationships with lenders, and discovering new and creative ways to help clients get the funds they need.

Fixed-Rate Loans
A fixed-rate loan can save you thousands. Lower payments save you money, time, and stress.

Customer Service
We pride ourselves on providing excellent customer service to our clients. You'll be connected with a professional who cares about your situation.  We take time to make sure our clients are informed and accommodated.

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Getting started is easy

Apply Online

Apply online through our secure form.  We use end-to-end encryption to keep your data safe and protect your privacy.

Review Your Options

A specialists reviews your options to personalize your loan to fit your specific financial situation.

Receive Your Money

Quick and hassle free funds are deposited in as little as 24-72 hours directly into your bank account.

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We put you first

These are just a few reasons why Credit 1 Finance is different than the rest.

No Fees

Credit 1 Finance is a completely fee free service to ensure you get the best rate possible.

Great customer service

We have an awesome USA-based staff, highly trained to help get you the rate you deserve.

Goal planning

Whether you're paying off debt or making a new purchase, we make is easy to obtain financial freedom.

100% transparent

No hidden fees or requirements. Simply apply online and get the best possible rate available.

Credit Card vs. Personal Loan

Balance
Average
Interest Rate
Monthly Payment
5-year
Interest Paid
High-Interest Rate Credit Card
$40,000
23.69% APR*
$1,456.33
$47,380
$40,000
9.97% APR*
$965
$19,940
Estimated Interest Savings
$27,440
TESTIMONIALS

What our customers say

"Job well done Credit 1. Thank you..."

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Purdy Ruffen
Kansas City, MO

“Whole experience was a lot easier than I thought. Great staff, easy, clear process.”

Barry Levin
Hartford, CT

"Fast and clear. James was awesome and followed through on everything for me."

Ken Durst
Minneapolis, MN

“Never thought it was possible I could get cash so quickly. Got rid of high-interest credit card debt in a matter of days!"

John Broadmore
Gainsville, FL

“Awesome service, funded super fast.”

Kelly Lundquist
Shreveport, LA

“Finally got that new mower for my landscaping business! Funded fast too. I def recommend the Credit 1!”

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Ryan Tolliver
Honolulu, HI

“I was approved for a rate so low I took the deal and paid off my car loan. Going to save me about $3,500 on the life of the loan!”

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Terrance L.
Fresno, CA

"The process was so simple. Chris was my rep and was super transparent all the way from start to finish.! Thanks Chris!

Seth Novegrad
Shreveport, LA

"Credit 1 are truly the "Guru's of finance" if they can get me approved!"

ken s.
Rockaway, NY

"Kelly was a good to me. One missed meeting, but ultimately she followed through on everything she said."

Judy Parsons
Boston, MA

"so glas I went through with it. The easiest way to get cash possible!"

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Julian Peterson
Clearview, MT

“NOT missing my high-interest credit card payments anymore. Thanks!"

Josh Silverson
St. Charles, IL

"I was skeptical but glad I did it. Staff handed me off a bit but eventually got me cash so fast I can't deny how easy it was."

Amie Bromm
Long Island, NY

"Never thought I could get approved. Everywhere else denied me. Thank YOU Credit 1!"

Bruce Portman
Boise, ID

“Finally was able to finish my remodel!"

Lane Turillo
New Orleans, LA

"Got my sons tuition paid for and I'm golden. Staff was super helpful and followed through with everything they promised to get done."

Alex Gonzalez
Sacramento, CA

"Their staff is awesome. They helped me get the cash I needed to finally pay of some ridiculously high-rate credit card debt."

Evette Christie
Hoboken, NJ

Frequently Asked Questions

What are the benefits of a personal loan?

What are the basic loan requirements?

Are there any fees?

What are the repayment terms and APR?

When do I repay the loan?

Is my personal info protected?

Are personal loans bad?

Which personal loan is easiest to get?

Where to get a personal easily?

Which personal loan is best?

What are personal loan interest rates?

Will a personal loan affect my credit score?

When is a good time to get a personal loan?

Can a personal loan be paid off early?

How much can I borrow with a personal loan?

Why wait to get the funds you need today?

It's time for a personal loan. Get your rate from Credit 1 Finance by getting prequalified now!

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